Affirm Holdings Inc (AFRM)
Price $70.08 · -3.20% today · $23.6B market cap.
fintech_financials
Simulated history. Equities don't yet have ingested OHLCV, so the price chart and technical indicators below are illustrative (deterministic, labelled) — not real market history.
Price & Performance
$70.08 -37.2% over 1Y
Simulated history — illustrative, not real market data.
Today
-3.20%
1 week
-3.74%
1 month
+1.23%
1 year
-7.23%
Technical Analysis
RSI (14)
25.40
MACD
-2.33
MACD signal
-2.08
MACD hist
-0.25
SMA 20
74.34
SMA 50
77.55
EMA 20
73.38
ATR (14)
1.69
Support
69.57
Resistance
80.53
Bollinger upper
81.27
Bollinger lower
67.41
- ▹ RSI 25 — oversold
- ▹ MACD below signal (bearish)
- ▹ Price below moving averages
Indicators describe past price action — they do not predict future direction.
Fundamental Analysis
P/E ratio
12.25
Return on equity
47.91%
EBITDA
n/a
EPS (TTM)
5.52
Net debt
n/a
Net margin
45.29%
Gross margin
92.68%
Current ratio
4.16
Debt / Equity
1.79
Dividend yield
n/a
Operating margin
9.82%
Revenue growth (YoY)
32.15%
Risk Assessment
Ann. volatility
23.6%
Max drawdown
40.2%
Liquidity
Adequate market capitalization
Leverage
Debt/equity 1.8 (manageable)
Valuation
P/E 12×
Earnings
Earnings dates are not tracked in this release.
Concentration
Single-name equity — no diversification within the position.
Estimated annualized volatility 24% with a maximum drawdown of 40% over the available window.
Investment Thesis (generated summary)
Affirm Holdings Inc (AFRM) screens constructively on the current data, with an opportunity score of 69/100. The score reflects the available fundamental, technical, valuation and sentiment inputs — it is a research screen, not a forecast or a recommendation to trade.
Bullish case
- Strong net margin (45%)
- Revenue growing 32% y/y
- Low P/E (12×)
Bearish case
- Weak price momentum
Horizon: ~1–3 months for technical signals; 12+ months for fundamental quality.
Thesis invalidated if: Momentum reverses and price breaks below its 50-day average; Earnings or guidance disappoint relative to consensus; A sector-level drawdown outweighs stock-specific strength.
News Sentiment
Bullish 0%Neutral 0%Bearish 0%
No recent news analyzed — sentiment defaults to neutral.
Disclaimer. AI-generated, informational and educational only. Not financial advice. Past performance does not indicate future results.